Give your retirement investment a boost by leveraging our commercial lending program. We can finance your investment in a single-family home, multi-family property (up to 4 units), condo or townhome held in your Self-Directed IRA or Solo 401k.

General Terms & Conditions

(Terms & conditions subject to change)

Loan Amount:  Minimum of $50,000


Maximum Loan-to-Value:  Up to 65%


Interest Rate:  Approx. 5.25% - 6.50% (based on underwriting)


Origination Fee:  1.5%


Terms:  7/1 Adjustable Commercial Real Estate loan amortized over 25 years with all interest, principal, taxes and insurance due monthly.


Maturity:  Up to 25 years


Minimum Requirements: The property must generate sufficient net operating income (rents minus operating expense) to exceed loan payment by at least 25%. Minimum cash reserves must be maintained in your retirement account held at Solera National Bank.

Contact us at: 303-937-6429 M-F, 9-5 MT or Retirement_Loan@solerabank.com