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FDIC-Insured-Backed by the full faith and credit of the U.S. Government

Nationwide banking
with a boutique approach.

Banking should feel personal, even online. From secure digital banking to dedicated relationship managers, we make tech work for you without losing the human touch.
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FDIC-Insured-Backed by the full faith and credit of the U.S. Government
Balance builder money market
Personal & Business
Earn up to 4.34% APY¹

Banking that’s actually simple

The rate you see is the rate you earn. No teaser rates that drop after you open.
No transaction hoops and no tiers to chase to keep your rate
One $1,000 minimum daily balance. That is the only ongoing requirement.
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How the rate adds up
Balance Builder MM
On its own
4.08%
Add Effortless Checking
$1000 avg balance waives the fee
+0.26%
Bundle APY¹
4.34%
¹APY accurate as of [DATE]. Rate is variable and may change after account opening. $1000 minimum daily balance required to earn APY. Bundle rate requires Effortless Checking account; $1,000 average daily balance waives the $10/month service fee. Not available for retirement accounts (IRA, solo 401(k), or similar). Solera National Bank updates rates periodically. Visit solerabank.com or call 303-209-8600 for current rates. Member FDIC
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Trusted nationwide for reliable, secure, and modern digital banking.
A better way to bank designed around you.
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Business Banking
Open accounts in minutes, manage everything from your phone, and enjoy a cleaner, clearer financial experience.
Self-Directed Retirement
Execute your retirement strategy with a bank that understands your unique goals.
Non-Profit Banking
See how Solera National Bank supports nonprofits with banking built around purpose, not profit.
BGBG
What makes us different?
Customer Support
Live agents are available via phone and chat from 7am-5pm MT. After hours support is available via "Sunny" (Solera's personalized virtual assistant).
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Connect Accounts for Free
We’ve partnered with all 9 major data aggregators, so whether you use QuickBooks, Xero, or other platforms, integration is seamless. No extra fees. Just real-time connectivity that keeps your business and personal finances in sync.
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Great Rates
We pay competitive interest rates on our traditional banking products, and don't play games with multiple tiers and difficult to understand requirements.
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