Maximize your Retirement with a Non-Recourse Loan

Give your retirement investment a boost by leveraging our commercial non-recourse lending program. We can finance your investment in a single-family home, multi-family property (up to 4 units), condo or townhome held in your Self-Directed IRA or Solo 401(k).

General Terms & Conditions for Non-Recourse Loans

(Terms & conditions subject to change)

Loan Amount

Minimum of $100,000.00

Maximum Loan-to-Value

Up to 70%

Interest Rate

Rates currently starting at a minimum of 8.5 - 9.5% (subject to underwriting – the final rate may be higher)

Origination Fee

Starting at 1.5%, subject to underwriting

Terms

We offer variety of loan products including Adjustable Rate and Fixed Rate commercial real estate loans amortized over 25 or 30 years; monthly payments will include principal, interest, taxes and insurance.

Maturity

25 or 30 years

Minimum Requirements

The property must generate sufficient net operating income (rents minus operating expenses) to exceed loan payment by at least 25%. Minimum cash reserves must be maintained in your retirement account.

Need help?

Call us at Monday through Friday, 9:00 am to 5:00 pm Mountain Time. Or send an email to selfdirected@solerabank.com.

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